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(having a high centre of gravity):
1793, Society for the Encouragement of Arts, Manufactures, and Commerce, The Complete Farmer, 4th edition:one of his reapers, when he had made up ſome wheat into ſheaves, the wheat being long-eared and top-heavy, ſaid, rain had not need meet with thoſe ſheaves before they were carried home.
1847, Isachar Cozzens, “Remarks on inorganic matters in vegetable products”, in New York Journal of Medicine, volume 8, page 75:Should this tree grow to a large size, and afterwards fall by the wind, or become top-heavy, the roots will probably rend the stone wall of the furnace, and throw the stones up and around about it.
(having an excessive number of administrators or managers):
1895, Military Order of the Loyal Legion of the United States, Collection of Circulars of Various State Commanderies, part 4:Two years ago it was claimed that the National Guard of California was top-heavy ; that it had too many brigades ; too many officers. I believe that was the fact.
(of a retirement plan, having significant assets allocated to key employees):
1984, Commerce Clearing House, U.S. Master Tax Guide, page 195; 199:Thus, in the Tax Equity and Fiscal Responsibility Act of 1982 (TEFRA), Congress directed its attention to this problem without regard to whether the owners were proprietors, partners, or corporate share-holders and drew up new rules for so-called “top-heavy” plans (see ¶ 540). […]
For taxable years beginning after 1983, special, more stringent, qualification requirements must be met for plans that primarily benefit an employer's key employees. Such plans are referred to as “top-heavy” plans (Code Sec. 416).
(of a person, having a disproportionately large bust):
1892, Robert P. Harris, “The blended Tocci brothers and their historical analogues”, in American Journal of Obstetrics and Diseases of Women and Children, volume 25, page 467:These boys are decidedly top-heavy, which is due to the defects of their form and the condition of the left leg and foot, to which is added a want of muscular co-ordination.
2012, Cam Rascoe, Hennry Horrowitz Presents:Harlots Hustlers & Heroines, page 74:Hanna knew Johnny was a sucker for big breasts and she could see that he noticed them […] Hanna had a much nicer shape than Lucy but she was top-heavy, perfect.
(figurative):
1878, Michigan Department of Public Instruction, Report of the Superintendent of Public Instruction, page xxx:It is charged against the schools, not of Michigan merely but of the United States, that they are unduly expensive, “top-heavy,” and that the intellectual and moral results from them have not been what society requires for its safety, and has a right to demand. […] The charge means, I suppose, that undue attention is given to the higher branches of study.
1984 December 15, John Kyper, “Remembering David Stryker”, in Gay Community News, volume 12, number 22, page 5:He was working for us on the sly at the Herald-Traveler-Record-American (before it shortened its topheavy name), then as now a reactionary, homophobic rag.