on risk

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English

Adjective

on risk (not comparable)

  1. (insurance) Of a policyholder, covered by a particular insurance policy or insurer at a specific point in time.
    Mr Smith was on risk with us on the day of the accident, so the policy should pay out.
    We would expect you to be on risk with your buildings insurance at the point the purchase is completed.

Usage notes

  • Can be distinguished from insured; a person can be described as insured either in general for a particular peril or by a particular policy/insurer, but they could only be described as on risk for a specific policy and/or insurer.