valued policy

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English

Noun

valued policy (plural valued policies)

  1. (fire insurance) A policy in which the value of the goods, property, or interest insured is specified.

Usage notes

  • The opposite is an open policy.
  • A valued-policy law is a law requiring insurance companies to pay to the insured, in case of total loss, the full amount of the insurance, regardless of the actual value of the property at the time of the loss.